Homeowners Insurance Plano Texas

Homeowners Insurance Plano Texas

There are quite a few Homeowners Insurance Plano Texas insurance companies, so which one do you choose? Some of the things we recommend checking out to choose the best insurance agency is:

  • Affordable Insurance Pricing
  • Custom Built Insurance Policies
  • Great Customer Service With Fast Response Times
  • Local Office
  • Easy Way To Make Insurance Claims

Royalty Insurance is the top-rated insurance agency in Plano with over 300 5 start reviews. But do the research yourself and let us know if you have any questions!


Every Home is Unique

Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact.

Royalty Insurance can help you customize home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

The Right Coverage. The Right Price. The Right Value

Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.

Protection for Your Home

Property or Dwelling Coverage

Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.

Protection for You & Others

Personal Liability Homeowners Insurance

Personal Liability coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued.

Medical Coverage

Homeowners Medical Insurance

This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.

Additional Living Expenses

Homeowners Additional Living Expenses

If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses (commonly for up to 12 months) while damage is assessed and your home is repaired or rebuilt.

Protection for Your Belongings

Homeowners Personal Property Coverage

Your home is filled with furniture, clothes, electronics, and other items that mean a lot to you. Personal Property insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.

Scheduled Personal Property Coverage

Scheduled Personal Property Coverage

If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items.

If You Rent Out Your Home

Rental Liability Insurance

Landlords may have the option to buy optional Liability coverage for the risks posed by tenant-occupied dwellings.



Whether you’re a home or condo owner, a renter, or a landlord, we will work with you to find a Home insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price.


Options you select –
Often Homeowner insurance options are priced individually, so how much you’ll pay depends on what coverages you buy.

How much you cover –
Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss.

Where you set your limits –
You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.

Get a Homeowners Insurance Quote

Get a homeowners insurance quote and save money on your homeowner’s insurance today! Call us, email us or fill out the quote on the website and we will start working on your custom quote.